Musings on miles, points, and travel from members of the Saverocity network

Episode 9 (5/24/15) – King Chase

Fire up those grills

Fire up those grills

Episode Description

Wherein we discuss Chase, the dominating force in the current credit card game, go over the least talked about Chase card in the miles and points community, and discuss what we would do if we could no longer travel (dark, dark days). Also, our favorite outdoor eats. Featuring guest star Shawn from Miles to Memories! Recorded 22 May, 2015.

Episode Notes

We continue our credit card series and spend some time discussing the clear cut leader in the game (for us, at least), Chase. We touch upon our favorite cards, best practices for applications, the value of the Ultimate Rewards program, how to be careful when applying for Chase cards, and much more. We also spend some time checking in with Shawn from Miles to Memories, discussing Joe Cheung’s Disney obsessions, and manage to get a plug in for Trevor’s ResellingDO.

And what would your credit card strategy look like if you could no longer travel? We tell you what we’d do – reluctantly (what a terrible thought!). Last Word featuring Delta memes (which, to the surprise of no one, Trevor can’t pronounce), the DOT mistake fare ruling, and the airline costs/fees that annoy us most.

Some links:

Trevor on the Chase Slate

Shawn on Chase and bankruptcy

Delta Internet Meme Safety Video

Screaming Goats

The best meme!

The Big Lead’s Meat Grilling Power Rankings

Spiral cut those hot dogs!

Episode Corrections

Singapore became an Ultimate Rewards partner in May 2014. The Ink increased sign up bonuses end May 25 (tomorrow!)

Music: “She” by Pluto




  1. Jonathan Jonathan
    May 24, 2015    

    Thanks for shedding some light on the Chase business approval process. I was wondering if you guys know how picky they are with approving resellers. I’ve been with Chase for a few years now, but I just started reselling within the last few months. I’m also planning on creating an LLC then applying sometime around the end of the year.

    • May 24, 2015    

      While Chase will generally ask what type of business that you conduct, they seem to be more interested with revenues and profits. Like I mentioned in the podcast, having a long established relationship with them as a banking customer helps as well, especially for newer businesses like yours. When you are talking to Chase business reconsideration make sure that you know your business, business plan, goals and revenue and can confidently convey it to them.

      Keep in mind that you can also get a business card under your social before you form the LLC so that you can later get it again with the EIN of the LLC. This little loophole allows you to get the bonus on the same product more than once. Hope this helps and thanks for listening!

  2. Jamie Jamie
    May 26, 2015    

    Loving the guests! I’ve really enjoyed hearing from Kenny and Shawn.

  3. Amol (@PointsToPointB) Amol (@PointsToPointB)
    July 24, 2015    

    Still playing catch-up on these, but found an error when you guys were talking about the Chase Hyatt Card – they do offer elite nights for spending on the card (up to 5 stays/10 nights for spending $40K). But I would totally accept them giving outright Diamond status 😀
    Spend $20,000 and receive 2 stay credits and 5 night credits toward Diamond status.
    Spend $40,000 and receive an additional 3 stay credits and 5 night credits toward Diamond status.

    • Joe Joe
      July 24, 2015    

      Hey one error through nine episodes that you told us about I’ll take it! Funny enough Shawn just mentioned the stay credit in a post today

      • Amol (@PointsToPointB) Amol (@PointsToPointB)
        July 24, 2015    

        Haha it’s gotten me through long drives! It’s good stuff!

  4. Chris Allen Chris Allen
    October 16, 2015    

    Hey Guys,

    I’m hoping this isn’t too old for you guys to reply, but I’m highly confused about part of this podcast. You guys mention how the CSP is the most overrated card, but for people who don’t have a business(myself) at the moment and want to be honest with chase or the fact that they are harder, so my limited selling isn’t really a business. How would someone transfer points? I really wish someone would do a blog article on a strategy for successful cards without business being in the equation. Another potential idea would also be doing it without solution MS.

    You guys rock btw.

    Thank you

    • Joe Joe
      November 3, 2015    

      Woops, sorry, just saw this! Will address in a later podcast

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